#1
Time to Start Moving In!
Some celebrate with champagne and some are just thankful to finish the deal! Either way, you’ll want to do a few housekeeping things at this point in the process.
Final Walk-Through Inspection
The final walk-through is the last time you will inspect the house before purchasing. At this point, the contingencies in the Purchase Agreement should be met and all of the seller’s belongings removed from the home. Usually, the final inspection takes place the day before or the day of closing.
Closing
When you are satisfied with the inspection, then, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which details the financial transactions enacted through the process to certify its accuracy. You will sign your loan documents and deposit the balance of your down payments and closing costs to escrow. If you are bringing funds to the transaction, then you can choose to either bring a certified bank check to the closing in the amount specified in the settlement statement, or you can have the funds electronically wired to the escrow account. Once everything has been completed, the deed will be recorded at the County Recorder’s office and you will officially take ownership of your property.
When you are ready to get started, call us at 352.729.3811 or complete this short form and one of our agents will be in touch.
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Tips For Buying The Perfect Home
Don’t Stretch Your Budget
Just because you’ve been approved for the maximum loan amount doesn’t mean you should spend it all on the home's sale price. Set aside some of your budget for closing costs, taxes, and potential repairs or renovations.
Familiarize Yourself with the Area
Ensure the neighborhood suits you and your family. Are you close to schools, parks, and shopping centers? These factors are essential for your daily convenience and lifestyle.
Don’t Skip the Home Inspection
A home inspection is invaluable—it will highlight issues you may not notice, giving you peace of mind and helping you make more informed decisions before moving forward.
Get Pre-Approved
Being pre-approved by a lender shows the seller that you’re serious and ready to buy. It signals that you're not just browsing but committed to purchasing a home.
Make a List of Deal Breakers
Identify what’s essential for your living situation and what can be easily fixed with a remodel. If you need a 4-bedroom home, don’t settle for a 2-bedroom one that would require costly renovations
Evaluate the Age of Appliances and Systems
Key home features like appliances, HVAC, water heaters, septic systems, and the roof can be expensive to replace. Take note of their age and condition—and ask if the seller can include a home warranty.
Understand HOA Requirements
Many neighborhoods have HOA rules that could impact your plans. Be sure to familiarize yourself with the regulations and fees associated with an HOA before making your purchase. These are typically annual costs.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For Tavares Home Buyers
The path to homeownership begins with understanding how much you can afford. One key factor to consider is your down payment. While many people think they need at least 20 percent down to buy a home, various government-backed programs now allow homebuyers to purchase with as little as 3.5 percent down. Additionally, veterans of the U.S. military have access to zero-down payment programs.
To navigate lending options and get the most current information, it's essential to connect with a knowledgeable Mortgage Loan Officer. We’ve provided a list of trusted, vetted lenders below. Or, if you just want to get a rough estimate, feel free to use our free mortgage calculator to get started.
Areas We Serve
Don’t see your market? Give us a call to see if we service your area
- Tavares
- Eustis
- Mount Dora
- Leesburg
- Sorrento
- Umatilla
- Howey-in-the-Hills
- Lady Lake
- Grand Island
- Astatula